Mahere Pūtea logoMAHERE PŪTEABudget Planner NZ
Budget planner made in Aotearoa

Stop running out before payday.

See exactly what is coming in, what is going out and what is safe to spend this week. No guessing, no shame, no surprises.

No card needed to start. Your numbers stay private. Only you can see them.

How it works

Three steps. About 15 minutes.

1

Put in your income

Wages, benefit, NZ Super, Working for Families and anything else coming in. Weekly, fortnightly or monthly, the app works it out per week for you.

2

Put in your costs and debts

Rent, power, food, phone, transport, kids, debts. Every section a budget needs, in a clear order, so nothing gets missed.

3

Print, save or share

See what is left over each week. Print it, save it as a PDF, or send it to your kaimahi or support worker.

One budget, every application

Fill it in once. Use it everywhere.

Work and Income, social housing, a new rental, a loan, a mortgage or a KiwiSaver hardship withdrawal. Your budget, what you own and what you owe, and a checklist of the proof they will ask for, all ready to print.

Work and Income and social housing

Follows the Work and Income budget worksheet layout, so it is easy for them to read. Comes with the documents checklist for your housing assessment.

KiwiSaver hardship

A hardship pack with your budget, what you own and owe, and everything your provider is likely to ask for, with links to their forms.

Rentals, loans and mortgages

Show a landlord or the bank exactly where your money goes, with your savings history alongside. They do their own checks, but you walk in prepared.

Why Mahere Pūtea

Not just another budget app.

Built by a kaiārahi

Made by someone who sits with whānau through Work and Income, housing and hardship applications every week.

Safe to spend

One number you can trust each week, after your bills, debts and savings are taken care of.

Savings goals

Bond, car, house deposit, Christmas. It works out what to put away each week to get there on time.

Share with your kaimahi

Send your budget to your support worker in one tap, so you are both working from the same numbers.

Your numbers stay yours

No bank logins, no ads, nothing sold. Your budget stays on your phone.

Made for Aotearoa

Benefits, NZ Super, Working for Families, tangihanga costs. Built for how money really works here.

Pricing

Try everything free for 7 days.

Free trial

$0 for 7 days
  • The full app
  • Print, save and share your budget
  • No card needed

Monthly

$4.99 a month
  • Keep using the app after your trial
  • Savings plan and hardship pack
  • New tools and lessons as they come
  • Cancel any time

Yearly

$49 a year
  • Everything in monthly
  • Two months free
  • Reminder before it renews

After 7 days the app locks until you choose a plan or use an access code. Anything you printed, saved or shared during your trial stays with you. See our terms for cancelling and refunds.

For organisations

Get your tangata application ready, faster.

For iwi and kaupapa Māori providers, housing providers, reintegration and social services. Give your tangata 12 months of full access and give your kaimahi the tools to build budgets with them on the spot.

What you get

  • 12 month access codes for your tangata
  • Kaimahi logins included
  • Your logo on printed budgets
  • Hardship, housing and savings tools

Price

$30 per code a year
  • Plus GST
  • Minimum 20 codes ($600)
  • Paid upfront, invoiced yearly
  • 50 codes $1,500, 100 codes $3,000

How it works

  1. Fill in the form below
  2. We email you the licence agreement and invoice
  3. Sign and pay
  4. Your codes and kaimahi logins arrive within 2 working days

Get started

We use these details to send your licence agreement and invoice, and to set up your account. See our privacy policy.

Questions

Good to know

Is this from MSD or Work and Income?

No. Mahere Pūtea is an independent tool. It follows the layout of the Work and Income budget worksheet so your budget is easy for them to read, but Work and Income decides what you are entitled to.

Who can see my numbers?

Only you. Your budget is kept on your own device and is never sent to us. We only hold your name and email so your trial and plan work.

Why do you need my email?

To start your trial and keep track of your plan, so you do not lose access if you change phones. We only send you marketing emails if you tick the box to say yes.

What happens after 7 days?

The app locks until you choose a monthly or yearly plan, or use an access code from a support service. Anything you printed or saved stays with you.

My support service gave me a code. How do I use it?

Start your trial, then enter the code when the app asks. It unlocks the full app for the time your support service paid for.

Can I cancel?

Yes, any time. Your plan keeps going until the end of the period you paid for.

Does it work on my phone?

Yes. Open it in your browser, then tap Share and Add to Home Screen on iPhone, or Install app on Android. It sits on your phone like any other app.